Adjust the sliders below to see exactly how your 25% monthly rent credits directly reduce your purchase price during your lease term.
Calculate how much your monthly rent credits reduce your purchase price each month.
Locked at 25% of rent — automatically credited toward reducing your purchase price.
Your monthly rent credits reduce the purchase price dollar-for-dollar!
If market prices appreciate ~3.5%/yr, this home would be worth approx. $331,200. Because your price was frozen at $320,000, you gain an extra +$11,200 in instant equity!
25% of your monthly rent is credited directly toward your purchase price each month, steadily reducing the balance you need to pay at closing.
When standard home prices climb 3% to 6% annually, your agreed purchase price stays locked. You capture 100% of the upside.
Mortgage lenders view accumulated rent credits and initial option deposits as legitimate verified equity, making your final loan approval seamless.