New Rent-to-Own homes available this week • No traditional bank qualification required today
Purchase Price & Savings Forecaster

Rent-to-Own Equity Calculator

Adjust the sliders below to see exactly how your 25% monthly rent credits directly reduce your purchase price during your lease term.

Interactive Equity Projection

Rent-to-Own Equity Builder

Calculate how much your monthly rent credits reduce your purchase price each month.

Total Credited Toward Purchase Price$27,868
Monthly Rent Payment$2,150/mo
$700/mo$5,000/mo
Monthly Rent Credit Toward Purchase Price

Locked at 25% of rent — automatically credited toward reducing your purchase price.

25% Locked+$538/mo
Frozen Purchase Price$320,000
$100,000$750,000
Initial Option Fee / Upfront Credit$8,500
$1,500$30,000

Your 3-Year Purchase Price Reduction

Monthly Rent Credits Applied (36 mos):-$19,368
Initial Option Fee Applied:-$8,500
Total Credited to Purchase Price:$27,868 (8.7%)
Final Purchase Balance to Pay:$292,132

Your monthly rent credits reduce the purchase price dollar-for-dollar!

Estimated Price-Lock Equity Bonus

If market prices appreciate ~3.5%/yr, this home would be worth approx. $354,790. Because your price was frozen at $320,000, you gain an extra +$34,790 in instant equity!

Pre-Qualify for this Rent-to-Own Structure

Monthly Price Reduction

25% of your monthly rent is credited directly toward your purchase price each month, steadily reducing the balance you need to pay at closing.

Price Inflation Shield

When standard home prices climb 3% to 6% annually, your agreed purchase price stays locked. You capture 100% of the upside.

Easier Mortgage Approval

Mortgage lenders view accumulated rent credits and initial option deposits as legitimate verified equity, making your final loan approval seamless.

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